Blog
Blog
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Why are people fearful of investing?
There are many reasons why people may be fearful of investing. Here are some common reasons: It’s important to note that while investing can be intimidating, it’s also an essential tool for building wealth and achieving long-term financial goals. By educating yourself about investing, seeking advice from trusted professionals, and being disciplined, you can overcome […]
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What happens if my bank is seized?
With the recent developments with Silicon Valley Bank and First Republic, people have been asking us this question: What happens if my bank is seized? If your bank gets seized by the Federal Deposit Insurance Corporation (FDIC), it means that the bank has failed and can no longer operate. The FDIC is a federal agency […]
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Here are the top 10 most important things to learn about financial literacy:
Budgeting: Understanding how to create and stick to a budget is essential to financial literacy. This involves knowing your income and expenses, setting financial goals, and tracking your spending. Saving and Investing: Learning to save and invest money wisely is crucial for building long-term wealth. This includes understanding different investment options, such as stocks, bonds, […]
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Debt Ceiling Primer | Weekly Market Commentary | February 27, 2023
LPL Research discusses the debt ceiling and the possibility of Congress raising it later than expected.
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Happy Thanksgiving: Here’s What We’re Grateful For
By Greg Farrall, PPC®, CWS®, CPFA® After the extreme volatility of the last couple years, it’s a great time to express a little gratitude! Even though this year brought with it yet another set of challenges (and it would be all too easy to focus only on the bad), we are choosing to cultivate a […]
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Strategies to Help Reduce Capital Gains Taxes
By Greg Farrall, PPC®, CWS®, CPFA® When Snoopy wrote a letter to the IRS saying, “Dear IRS, I am writing to you to cancel my subscription,” most of us could definitely relate. And if you have an investment or asset you are going to be selling for a profit, the IRS will surely come calling. […]
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A Plan Sponsor’s Guide to Reviewing Plan Fees
By Greg Farrall, PPC®, CWS®, CPFA® As a plan sponsor, you have a lot of responsibilities to your employees—they’re even outlined on your own page on the IRS’s website! When providing retirement and healthcare plans to your employees, you must act in their best interest, maintain their accounts, and make the smartest investment decisions to […]
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5 Financial Decisions You Should Make Before the End of 2022
By Greg Farrall, PPC®, CWS®, CPFA® This past year has been stressful, to say the least. With a war in Ukraine, unsettling economic outlooks, and concerns about inflation, it hasn’t exactly been the smooth recovery from the pandemic we had hoped for. As overwhelming as these issues are, it’s always a good time to take […]
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How Women Business Owners Can Save for Retirement and Reduce Taxes
By Greg Farrall, PPC®, CWS®, CPFA® Women-owned businesses continue to grow in numbers throughout the U.S. In fact, 40% of businesses are owned by women. (1) While many business owners initially focus on building up revenues and reinvesting profits into the business, this can mean income and retirement savings fall by the wayside. It’s no […]
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Plan Sponsors: How to Know When It’s Time to Update Your Investment Options
By Greg Farrall, PPC®, CWS®, CPFA® As a sponsor of an employee retirement plan, you have a duty to assess investment options on an ongoing basis to ensure they are in line with your participants’ best interests. Not only that, but keeping your plan compliant requires you to replace poor performing investment options in a […]
